Deciding where to retire is one of the most significant choices you’ll make as you enter retirement. For most seniors, it’s not just about finding a comfortable place to live; it’s about making an investment in your quality of life, financial security, and peace of mind for years to come.
Brazos Towers at Bayou Manor offers a unique opportunity to blend luxury living with smart financial planning. Plus, as a Life Plan Community (also known as a Continuing Care Retirement Community or CCRC), Brazos Towers ensures lifelong care at predictable costs, all packaged together with an elevated lifestyle filled with enriching experiences.
Let’s explore why choosing Brazos Towers could be one of the smartest retirement investments you’ll ever make.
The Financial Benefits of a Life Plan Community
One of the most compelling reasons to choose Brazos Towers is its cost structure, which, as a Life Plan Community, is designed to provide long-term value and financial peace of mind. Here’s how it breaks down:
An Entrance Fee with Refundability
Brazos Towers operates on a Life Plan model, which means residents pay a one-time entrance fee (up to 90% of which is refundable) along with a manageable monthly fee to move into independent living. This model secures priority access and discounted rates to all levels of care, including assisted living, skilled nursing, and memory care, along with additional health care assurances that might surprise you. Many residents cover the entrance fee by selling their homes, streamlining the financial transition.
Bundled Monthly Fees
Your monthly fee covers everyday expenses such as housekeeping, utilities, dining, transportation, and more. This all-inclusive pricing eliminates the stress of managing fluctuating costs and helps ensure that your budget stays predictable. Many residents find that the monthly fees they pay at Brazos Towers are the same or less than what they pay to own their home when factoring in annual costs like property taxes, HOA fees, home maintenance, etc.
Tax Advantages
A significant but often overlooked benefit is the potential for tax deductions. A portion of both your entrance fee and monthly fees may qualify as medical deductions, which can offset your annual costs. For example, here in Houston, Texas, over the last 13 years, the tax benefit percentage has consistently been between 20% to 24%. Consult your tax advisor for specific details.
When compared to the rising cost of aging in place in your current home, including home maintenance, property taxes, and potential in-home care expenses, Brazos Towers offers a more affordable and value-rich alternative.
The Health Benefits of a Life Plan Community
Health uncertainties are obviously a concern as we age, but Brazos Towers eliminates that worry with its continuum of care services. That’s because the Life Plan Community model means that, regardless of what life brings, you’ll have access to comprehensive care within the same community—all at predictable rates.
All Levels of Care Under One Roof
From independent living to assisted living, memory care, and skilled nursing, Brazos Towers provides a seamless transition of care. This eliminates the need to move during times of vulnerability, giving you the stability and support you need when it matters most.
Predictable and Below-Market Costs
By securing lifelong care through the Life Plan model, you avoid the unpredictability of market-rate healthcare costs. This financial predictability offers immense peace of mind for both you and your loved ones.
Freedom from Financial Strain
No matter how your health or financial situation evolves, Brazos Towers ensures you remain cared for. This commitment provides unparalleled reassurance, creating a safety net that supports you through life’s uncertainties.
A Team That Advises and Supports You
By choosing a Life Plan Community like Brazos Towers, you ensure that you’re never left to feel alone on your retirement journey. That’s because as a resident here, you have a team of healthcare professionals available to help guide and support you with resources, care plan options, and more. So no matter what life throws your way, you can always rest easy at night knowing you’re prepared.
The Lifestyle Benefits of Living at Brazos Towers
At Brazos Towers, the investment in yourself means so much more than financial and health security—it’s about embracing a lifestyle that redefines retirement living. Here, luxury meets purpose with state-of-the-art amenities designed to elevate your daily life.
Picture yourself enjoying wellness programs that nurture your mind and body or engaging in countless activities around our community campus that spark everyday joy and curiosity. Here at Brazos Towers, it’s not just about where you live—it’s about how you live, with every detail tailored to help you thrive in this next chapter.
Some of the highlights of living at Brazos Towers include:
- Dining Experiences tailored by an expert chef, with menus reflecting seasonal ingredients and your personal preferences.
- A Focus on Wellness, with a modern fitness center, heated indoor pool, wellness programs, and 7-acres of greenspace designed to keep you active and thriving.
- Social Connection, with an exciting calendar of lifelong learning classes, live music, happy hours, clubs, and cultural excursions.
- Beautiful Residences featuring modern interiors with large windows, granite countertops, and ample space to host friends and family.
Instead of spending time managing the burdens of homeownership, Brazos Towers allows you to focus on what really matters—pursuing passions, making memories, and enjoying every day the way you’ve always wanted to.
Is Brazos Towers Right for You?
Transitioning into a retirement community is a big step, but the rewards of doing so in a Life Plan Community like Brazos Towers make it one of the smartest investments you can make for your future. From peace of mind to financial predictability and a vibrant lifestyle, Brazos Towers stands out as a place where seniors can truly thrive.
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If you’re ready to learn more, we encourage you to explore Brazos Towers further. Visit our pricing calculator to compare costs, or schedule a tour to see the luxurious residences and amenities in person.
Your future self will thank you
